If you get a premium card, it normally comes with benefits like warranties for your purchases, insurance coverage for your trips, and so on. The benefits that come with your debit card depend, of course, on your account. They are perfect for daily use at home or abroad, regardless of your budget. Instant debit cards are the cheapest on the market and the most popular. So an overdraft is never free and can be pretty expensive. And they also charge high interest rates based on the amount and time your account balance stays negative.
These overdrafts are always limited in the amount you can spend. Some banks offer an authorized overdraft if you qualify. That helps you monitor your budget, which makes it easy to check in real-time in the N26 app if you have enough money to go out to a restaurant-so your payment isn’t declined.
With Mastercard and the N26 account, you receive real-time notifications on your mobile phone so that you’re informed about everything that’s happening with your account. If you have this type of card, it’s recommended that you regularly check changes in your account balance so that nothing goes awry. So there’s no risk of spending more money than you have. All your payments or withdrawals are debited directly from your bank account. These cards are linked to your current or checking account. Most of these cards are either Visa or Mastercard, and they are accepted worldwide. Cards linked to your current/checking accountĭebit cards allow you to carry out transactions with the money available in your account.
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